Terms of service

KLYR is a financial technology company, not a bank. Banking services and the KLYR debit card would be provided by our partner bank, Member FDIC.

One KLYR account is shared across web and mobile. You are responsible for keeping your credentials secure. The same email and password sign you in everywhere.

The undo window applies to eligible card purchases for a limited grace period before settlement. Eligibility, timing, and limits may vary and are described in-app.

KLYR is rebellious about fees and fine print. Any applicable fees would be disclosed clearly before you incur them.

Deposits, when live, would be insured up to $250,000 per depositor, per ownership category, through our partner bank. This build is a prototype: no accounts, deposits, or transactions shown here are real.