KLYR understands your money, your life, and the moments that matter most.
Buy it. Regret it. Undo it.
Your money is safe with industry-leading security
Available balance
$1,412.00
Cash balance
KLYR noticed something
Your rent is due Friday.
You have $1,412.00 available.
Based on your upcoming bills and normal spending, you may want to keep $680 protected.
Recommended to keep
$680
Your money. Your patterns. Your goals.
Intelligent protection before problems happen.
Change your mind. We'll help.
Banking that adjusts when life changes.
Know exactly how your bank makes money.
The Path is KLYR
See exactly how the Undo Window works — in about ten seconds.
New headphones
$349.99
You tap to pay, just like any other purchase.
Illustrative demo. Undo eligibility, timing, exclusions and how funds are recovered depend on KLYR's card and banking partners — not every completed transaction can be reversed. Full terms will define how the protection works.
KLYR gives you a moment to think before a purchase becomes something you regret.
Pending purchase
$1,247.82
Electronics
This purchase is outside your usual spending pattern.
Undo eligible purchases within 24 hours. One tap. That's it.
1
You tap to pay
Make a purchase as you normally would.
2
KLYR protects the purchase
We start your 24-hour Undo Window.
3
Change your mind?
If it's eligible, you can undo it anytime.
4
Money back where it was
Fast, simple, and worry-free.
Sarah booked $1,400 in the wrong flights.
She realized her mistake 8 minutes later.
One tap. $1,400 restored.
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We built the bank we always wished we had.
Lost your job or facing a big change? KLYR helps you pause, protect, and reprioritize — automatically. Banking that responds when life shifts.
Personalized insight based on your real situation — not generic advice.
Fraud, risk, and impulse protection working quietly in the background, 24/7.
See exactly how we make money. No secrets, ever.
We surface real opportunities to help you save more.
Real humans when you need us. Always. No bots.
Your money.
Your data. Always protected.
Bank-level security
256-bit encryption
We never sell your data
Your privacy is our promise
FDIC insured
Via partner banks, to $250k
Join early access and experience banking differently.